SAIF Federal Credit Union

10190 Celtic Drive
Baton Rouge, LA 70809

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Identity Theft

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Fake Check Scams

SAIF Federal Credit Union is now a member of the Credit Union Service Center.
You are now able to conduct your credit union transactions at a location near you. 
Call the credit union for more information.




Phishing is an online scam used to commit identity theft. A fraudulent, but official-looking e-mail is sent to a user in an attempt to con that user into divulging personal and/or private information, which is then used for identity theft.


Phishers spam huge numbers of users with a seemingly credible e-mail that instructs the user to visit a Web site (also fraudulent) where they are prompted to enter or update their personal or private information (such as passwords and credit card, social security, and bank account numbers). Phishers also use pop-ups to try and scam users into entering sensitive information.

What actually happens, to the trusting users who submit this information in response to a Phishing attempt, is that identity thieves steal the user’s information and their accounts are emptied.

Phishing attempts are extremely sophisticated and it can be extremely difficult to tell if the e-mail or Web site is real. However, no credible organization (like your bank, credit card company or social security office) will ever ask you for those kinds of details in an e-mail.

There are several things to look out for regarding phishing attempts

Typical phishing e-mails will tell you that your account has come under review, may be in danger of being suspended and/or cancelled, and some piece of information needs to be verified or updated, i.e.: your credit card number, bank account number, social security number, or other personally identifiable data.

What to do if you think you have been a victim of phishing

If you believe you’ve been scammed, file your complaint at
if you receive spam that is phishing for information, forward it to

Steps you can take to protect your personal data online and also, what to do if you receive a phishing e-mail:

  • Do not reply to any e-mail asking to verify your personal data. You will find that legitimate vendors and merchants do not send such requests via e-mail.
  • Contact your merchant right away to ask for clarification of such e-mails. (This will also make them more aware of the range of such problems.)
  • Never divulge information, such as passwords and credit card, social security, and bank account numbers, to anyone making contact with you. Only give such information when you initiate a service call, and only do so with trusted sources and where appropriate.
  • Use anti-virus software and/or firewalls on every computer you own/use. Remember that children are easy prey to the ‘just click here’ tactic.
  • Stay up to date with current scams and always report suspicious activity.


In a new phishing scam, con artists are using phony caller ID numbers to solicit personal information and money. Thanks to the phony caller IDs, the "spoofers" are able to convince
victims that they're receiving a call from a bank, credit union or credit card company.  The scammers use this technique to acquire sensitive personal and financial information, or even money, from their victims.

The frightening aspect of this scam is that few people would ever think that the names and phone numbers appearing on their caller ID screens were not genuine. However, scammers are already using phony caller IDs and are posing as representatives of banks, credit card companies and government agencies. The problem has reached the point where Senator Bill Nelson from Florida is sponsoring legislation to ban the transmission of false caller ID numbers. "A similar bill has already sailed through the house," reports

Unfortunately, anyone with Internet access and a few dollars can find a number of legal online services that supply fake caller ID numbers. reports that in just a few minutes of research revealed several services that tout the "benefits" of caller ID spoofing, including:

  • Maintaining the privacy of your caller ID number.
  • Changing your voice to sound like a male or female.
  • Fooling friends and business associates (or business competitors).
  • One firm claims its technology is suited to individuals in certain law-enforcement-related professions, while another advertises its services as inexpensive, easy to use, and great for "business or fun."

Loss Prevention Recommendations:

  • Do not assume that the information displayed on your phone, regarding who the caller is, is accurate. It can easily be spoofed.
  • Never give out personal or financial information over the telephone unless you know EXACTLY whom you're dealing with.
  • If you have doubts about who's on the phone, call back the number of record at your financial institution or credit card company.


  • No one from SAIF Federal Credit Union will ever call you and ask you information about your account.
  • Never give anyone your personal information over the telephone or internet
  • If anyone contacts you and claims to be from SAIF Federal Credit Union, tell that person that you will call them back, and call the credit union directly.
  • When calling the credit union, always speak to someone that you know.





2018 Holidays

SAIF Federal Credit Union will be closed on the following holidays:

Monday, Jan. 1 New Year's Day

Monday, Jan. 15 MLK Day

Tuesday, Feb. 13 Mardi Gras

Friday, March 30 Good Friday

Monday, May 28 Memorial Day

Wednesday, July 4 Independence Day

Monday, Sept. 3 Labor Day

Monday, Oct. 8 Columbus Day

Thursday, Nov. 22 Thanksgiving

Friday, Nov. 23 Thanksgiving

Monday, Dec. 24 Christmas Eve

Tuesday, Dec. 25 Christmas


Contact Us  :

Phone:(225) 292-5490



(225) 292-7869